Imagine Never Worrying About Your Medicare Coverage, Finances, or Future Again.

Medicare Made Simple.

Financial Security You Can Count On.

Personalized Help—At No Cost to You.

Making Medicare Simple

Understanding Medicare shouldn’t feel impossible. We break it down so you can make confident choices.

Medicare Part A & B (Original Medicare) – What’s covered, what’s not, and how to enroll

Medicare Advantage (Part C) – Compare all-in-one plans for extra benefits.

Prescription Drug Plans (Part D) – Find coverage that keeps your medications affordable.

Medicare Supplement (Medigap) Plans – Fill the gaps in Original Medicare to avoid surprise costs.

Learn more

We’ve Got You Covered

At Shepherd Health and Wellness Benefits, we go beyond Medicare to ensure your health, wealth, and legacy are protected.

Life Insurance & Final Expense Plans – Ensure your loved ones are financially secure.

Long-Term Care Coverage – Plan for future in-home or nursing facility needs.

Dental, Vision & Hearing Plans – Get affordable coverage for what Medicare doesn’t include.

Dental, Vision & Hearing PlaAnnuities & Retirement Solutions – Protect and grow your financial future.ns – Get affordable coverage for what Medicare doesn’t include.

Learn more

Who We Are

At Shepherd Health and Wellness Benefits, we believe navigating Medicare and financial security shouldn’t be overwhelming. That’s why we offer expert, unbiased guidance to help you make the best choices—for your health, your finances, and your future.

With years of experience, we serve as your trusted partner in understanding Medicare plans, life insurance, retirement strategies, and long-term care solutions.

The Integrity Effect-Technology Solutions

Shepherd Health and Wellness Benefits (SHWB) has access to Integrity’s cutting – edge technology offerings. The innovative solutions streamline an agent’s daily operations, enhance client interactions and support agent growth. Integrity has created a user – friendly CRM, robust quoting tools and e – apps that provide the tools agents need to excel in the insurance industry. When you join NOHWB, you can leverage the power of these software solutions to elevate your business to new levels.

Schedule Your Free Consultation

CONTACT US

No Sales Pitches—Just Honest Guidance

The Right Plan, Personalized for You

Expert Support, Completely Free

Why Choose Us?

Independent & Unbiased – We work for YOU, not insurance companies.

Personalized Support – Every person’s situation is unique. We take the time to find what’s best for you.

No Cost, No Obligation – Our help is 100% free. No hidden fees, ever.

Schedule Your Free Consultation

CONTACT US

Medicare Services

Making Medicare Simple

Understanding Medicare shouldn’t feel impossible. We break it down so you can make confident choices.

Medicare Part A & B (Original Medicare) – What’s covered, what’s not, and how to enroll.

Medicare Advantage (Part C) – Compare all-in-one plans for extra benefits.

Prescription Drug Plans (Part D) – Find coverage that keeps your medications affordable.

Medicare Supplement (Medigap) Plans – Fill the gaps in Original Medicare to avoid surprise costs.

More Than Just Medicare – We’ve Got You Covered

At Shepherd Health and Wellness Benefits, we go beyond Medicare to ensure your health, wealth, and legacy are protected.

Life Insurance & Final Expense Plans – Ensure your loved ones are financially secure.

Long-Term Care Coverage – Plan for future in-home or nursing facility needs.

Dental, Vision & Hearing Plans – Get affordable coverage for what Medicare doesn’t include.

Dental, Vision & Hearing PlaAnnuities & Retirement Solutions – Protect and grow your financial future.ns – Get affordable coverage for what Medicare doesn’t include.

Have Questions? Call Us Today: 346-476-3704

Educational Resources

Knowledge is power. That’s why we provide free resources to help you stay informed!

Video Library – Watch short, easy-to-understand videos on Medicare & financial planning.

Blog & Updates – Stay up-to-date on Medicare changes and tips.

Products We Proudly Provide

Health Products

Medicare Supplements, Prescription Drug Plans, and Medicare Advantage (including D-SNP and C-SNP plans, HMO and PPO Medicare plans, and ACA plans).

Mutual Funds, Disability, Term Life, Universal Life, Whole Life, Guaranteed Issue Life, and Final Expense

Fixed Annuities, Variable Annuities, and Linked Products (Annuities/LTC)

Long-Term Care plans, Linked Benefit Products (LTC/Annuity; LTC/Life)

Well-Known Carrier Names, Now at Your Fingertips

Our agents have access to more than 20 of the largest carriers , giving agents a strong selling platform and clients the power of choice. Kevin Thomas and Shepherd Health and Wellness Benefits (SHWB) offers the following carriers:

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Aetna
Cigna
Anthem
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Disclaimers

We do not offer every plan available in your area. Currently we represent 17 organizations which offer 0 - 131 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Not affiliated with or endorsed by Medicare or any government agency. This website is operated by Kevin Thomas and Shepherd Health and Wellness Benefits (SHWB) and is not the Health Insurance Marketplace website at HealthCare.gov. This website does not display all Qualified Health Plans available through HealthCare.gov. To see all available Qualified Health Plan options, go to the Health Insurance Marketplace website at HealthCare.gov. Not intended for those eligible for Medicare. You need to be lawfully present in the United States and reside in the plan service area to qualify for medical coverage and/or subsidies. These policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued. This website is operated by Kevin Thomas and Shepherd Health and Wellness Benefits (SHWB) and is not the Health Insurance Marketplace website at HealthCare.gov. This website does not display all Qualified Health Plans available through HealthCare.gov. To see all available Qualified Health Plan options, go to the Health Insurance Marketplace website at HealthCare.gov. Not intended for those eligible for Medicare. You need to be lawfully present in the United States and reside in the plan service area to qualify for medical coverage and/or subsidies. These policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued. Interest and other guarantees in an annuity are subject to the claims-paying ability and financial strength of the insurance carrier that issues the product. Annuities are long-term vehicles. Many have surrender charges over many years, and withdrawals from an annuity prior to age 59 ½ may be subject to a 10% tax penalty. Reducing or skipping premium payments will impact the amount of interest paid and may impact how long the policy lasts. Accessing the cash value of a policy will reduce the available cash surrender value and the death benefit. A policy owner does not have the ability to make unlimited payments into the policy. If too much is paid into the policy, it will become a Modified Endowment Contract (MEC) and withdrawals and loans will be taxable. Policy guarantees are based upon the claims-paying ability of the issuing life insurance company. There are multiple ways to insure for long-term care needs. Options vary and some are less expensive than others, but may offer fewer guarantees. A financial professional can work with you to determine what coverage is right for you and how much coverage you should purchase. Health insurance doesn’t cover long-term care expenses. Medicare will cover some long-term care costs, but only up to 100 days (after a 3-consecutive-day stay in a hospital under treatment). Medicaid will cover long-term care expenses for individuals with assets of $2,000 or less (varies by state) and covered care may be limited to a nursing home. Paying for long-term care costs out of pocket may not be practical or cost-efficient for many people. When choosing a life product, make sure that life insurance needs are met long-term, especially if personal situations change — for example, marriage, birth of a child or job promotion. Weigh the costs of the policy, and understand that life insurance, and long-term care coverage linked to life insurance through riders, has fees and charges that vary with sex, health, age and tobacco use. Riders that customize a policy to fit individual needs typically carry an additional charge. The payment of long-term care rider benefits, as an acceleration of the death benefit, will reduce both the death benefit and cash surrender values of the life policy. Additionally, policy loans and withdrawals will also reduce both the cash value and the death benefit. Care should be taken to make sure that life insurance needs continue to be met even if the rider pays out in full, or after money is taken from the life policy. There is no guarantee that a rider will cover the entire cost for all of the insured’s long-term care, as this may vary with the needs of each insured. Final expense life insurance can be used by the beneficiary designated as needed rather than being limited to specific funeral services and providers. Final expense life policies will have a lower face value than most traditional term or whole life policies as they are intended for a specific purpose of covering those final costs rather than providing comprehensive support for surviving family members. This type of policy generally doesn’t require a medical exam, but premiums will be higher the older you are, and some benefit payouts may be limited during the first few years of coverage for those with significant health issues. Reducing or skipping premium payments will impact the amount of interest paid and may impact how long the policy lasts. Accessing the cash value of a policy will reduce the available cash surrender value and the death benefit. Policy guarantees are based upon the claims-paying ability of the issuing life insurance company.

Kevin Thomas

18722 University Blvd, Suite 200, Sugar Land, TX 77479

346-476-3704

Integrity Marketing Partners, LLC and its affiliates (“Integrity”) provide certain support and services to Kevin Thomas and Shepherd Health and Wellness Benefits (SHWB), which operates independently as a licensed agency. Kevin Thomas and Shepherd Health and Wellness Benefits (SHWB) does not represent Integrity.

© Shepherd Health and Wellness Benefits 2025

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