About Us

Our Story – Shepherd Health and Wellness Benefits

At Shepherd Health and Wellness Benefits, our journey began with a simple yet powerful mission: to empower individuals with the knowledge they need to make informed healthcare decisions. We understand that navigating Medicare and health benefits can be overwhelming, and too often, people make decisions without the right guidance. That’s why we set out to change that.

Founded on the principles of education, integrity, and service, Shepherd Health and Wellness Benefits is more than just a resource—it’s a commitment to ensuring that every individual understands their options and makes choices that best suit their needs. Our approach is 100% education-focused, meaning we provide clear, unbiased information about Medicare plans and services—without pressure or obligation.

We believe in leading with care and compassion. Our goal is to help individuals, families, and seniors confidently navigate the complexities of Medicare so they can enjoy peace of mind in their healthcare decisions.

At Shepherd Health and Wellness Benefits, we are here to serve, educate, and empower—because when you understand your options, you can make the best choice for your health and future.

Ready to get started?

CONTACT US

Meet Our Leader

Kevin Thomas – Trusted Medicare & Financial Consultant
Kevin Thomas is a dedicated Independent Medicare Broker, Registered Financial Consultant, Certified Dementia Practitioner, Certified Assisted Living Manager, and Licensed Insurance Broker. With a Business degree in Finance from the University of Houston, specializing in Risk Management and Insurance, Kevin brings a powerful blend of financial expertise and hands-on experience to guide seniors through the complexities of Medicare and retirement planning.

His passion for serving seniors stems from his time as a manager of an assisted living facility, where he saw firsthand the challenges seniors face in accessing and understanding their Medicare benefits. Witnessing the impact of confusing policies, gaps in coverage, and financial burdens, he became deeply committed to helping individuals find plans that truly fit their needs, health concerns, and financial situations.

Beyond Medicare, Kevin has a strong foundation in finance and a deep appreciation for financial markets. He understands that financial security is the cornerstone of a fulfilling and independent life, influencing healthcare access, retirement quality, and long-term well-being. Whether it’s ensuring proper Medicare coverage, securing long-term care, or planning for the future, he is committed to helping clients make informed decisions that protect both their health and financial stability.

Guided by integrity, compassion, and a commitment to service, Kevin believes that helping seniors navigate Medicare and financial planning is more than just a profession—it’s a calling. He strives to be a trusted resource for seniors and their families, providing honest, knowledgeable, and personalized guidance that ensures peace of mind.

His mission is simple: to ensure that those who rely on Medicare get the support, clarity, and protection they deserve—with confidence and compassion.

The Federal Government, CMS, and Medicare do not affiliate with or endorse ANY professional designation.

Disclaimers

We do not offer every plan available in your area. Currently we represent 17 organizations which offer 0 - 131 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Not affiliated with or endorsed by Medicare or any government agency. This website is operated by Kevin Thomas and Shepherd Health and Wellness Benefits (SHWB) and is not the Health Insurance Marketplace website at HealthCare.gov. This website does not display all Qualified Health Plans available through HealthCare.gov. To see all available Qualified Health Plan options, go to the Health Insurance Marketplace website at HealthCare.gov. Not intended for those eligible for Medicare. You need to be lawfully present in the United States and reside in the plan service area to qualify for medical coverage and/or subsidies. These policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued. This website is operated by Kevin Thomas and Shepherd Health and Wellness Benefits (SHWB) and is not the Health Insurance Marketplace website at HealthCare.gov. This website does not display all Qualified Health Plans available through HealthCare.gov. To see all available Qualified Health Plan options, go to the Health Insurance Marketplace website at HealthCare.gov. Not intended for those eligible for Medicare. You need to be lawfully present in the United States and reside in the plan service area to qualify for medical coverage and/or subsidies. These policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued. Interest and other guarantees in an annuity are subject to the claims-paying ability and financial strength of the insurance carrier that issues the product. Annuities are long-term vehicles. Many have surrender charges over many years, and withdrawals from an annuity prior to age 59 ½ may be subject to a 10% tax penalty. Reducing or skipping premium payments will impact the amount of interest paid and may impact how long the policy lasts. Accessing the cash value of a policy will reduce the available cash surrender value and the death benefit. A policy owner does not have the ability to make unlimited payments into the policy. If too much is paid into the policy, it will become a Modified Endowment Contract (MEC) and withdrawals and loans will be taxable. Policy guarantees are based upon the claims-paying ability of the issuing life insurance company. There are multiple ways to insure for long-term care needs. Options vary and some are less expensive than others, but may offer fewer guarantees. A financial professional can work with you to determine what coverage is right for you and how much coverage you should purchase. Health insurance doesn’t cover long-term care expenses. Medicare will cover some long-term care costs, but only up to 100 days (after a 3-consecutive-day stay in a hospital under treatment). Medicaid will cover long-term care expenses for individuals with assets of $2,000 or less (varies by state) and covered care may be limited to a nursing home. Paying for long-term care costs out of pocket may not be practical or cost-efficient for many people. When choosing a life product, make sure that life insurance needs are met long-term, especially if personal situations change — for example, marriage, birth of a child or job promotion. Weigh the costs of the policy, and understand that life insurance, and long-term care coverage linked to life insurance through riders, has fees and charges that vary with sex, health, age and tobacco use. Riders that customize a policy to fit individual needs typically carry an additional charge. The payment of long-term care rider benefits, as an acceleration of the death benefit, will reduce both the death benefit and cash surrender values of the life policy. Additionally, policy loans and withdrawals will also reduce both the cash value and the death benefit. Care should be taken to make sure that life insurance needs continue to be met even if the rider pays out in full, or after money is taken from the life policy. There is no guarantee that a rider will cover the entire cost for all of the insured’s long-term care, as this may vary with the needs of each insured. Final expense life insurance can be used by the beneficiary designated as needed rather than being limited to specific funeral services and providers. Final expense life policies will have a lower face value than most traditional term or whole life policies as they are intended for a specific purpose of covering those final costs rather than providing comprehensive support for surviving family members. This type of policy generally doesn’t require a medical exam, but premiums will be higher the older you are, and some benefit payouts may be limited during the first few years of coverage for those with significant health issues. Reducing or skipping premium payments will impact the amount of interest paid and may impact how long the policy lasts. Accessing the cash value of a policy will reduce the available cash surrender value and the death benefit. Policy guarantees are based upon the claims-paying ability of the issuing life insurance company.

Kevin Thomas

18722 University Blvd, Suite 200, Sugar Land, TX 77479

346-476-3704

Integrity Marketing Partners, LLC and its affiliates (“Integrity”) provide certain support and services to Kevin Thomas and Shepherd Health and Wellness Benefits (SHWB), which operates independently as a licensed agency. Kevin Thomas and Shepherd Health and Wellness Benefits (SHWB) does not represent Integrity.

© Shepherd Health and Wellness Benefits 2025

Scroll to Top